Affirm Financing

Pay at your own pace with 0% APR.

Easy monthly payments with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments with 0% APR and no hidden fees

Up To 36 Monthly Payments

For example, a $1,000 purchase might cost $84/mo over 12 months at 0% APR.

1. Fill your cart

Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.

2. Choose how to pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay over time

Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders.

Just select Affirm at checkout

Say yes with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you

Fair

Affirm won’t charge you late fees or penalties of any kind, ever

Rates from {0% APR or 10-36% APR} {10-36% APR}. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s customer Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in